Unlock the Power of Real Estate Investment with Fractional Ownership
Lesser Capital
Premium Properties
Higher Returns
Passive Income
Invest with confidence. Invest with Millionsworth Financial Services!
Crafting financial peace of mind for a thriving community since 2017.
Why Fractional Real Estate?
Investing in fractional real estate offers numerous advantages, let’s see few:
Portfolio Diversification
Spread your investment across multiple properties to reduce risk.
Lower Capital Requirement
Start investing with a fraction of the capital needed for full property ownership.
Access to Premium Properties
Gain access to high-value, high-return properties typically reserved for large investors.
High Returns & Passive Income
Benefit from potential appreciation and rental income.
Greater Flexibility and Liquidity
Enjoy control over your investment with easier entry & exit options.
How it Works?
4 Steps Simple and Straightforward Investment Process for your Goals:
Explore Properties
Browse our curated selection of premium properties.
Understand the Details
Get detailed insights on potential returns & risks to make informed investment decisions.
Select and Invest
Choose the property that fits your investment goals and budget.
Earn Regular Returns
Receive your share of rental income and enjoy property appreciation.
Featured Investment Properties
Discover our selection of premium properties curated for optimal returns & growth
NASDAQ & NYSE Listed MNCs
Magarpatta, Hadapsar Pune
- Asset Value: ₹56.86 Cr
- Expected Return: 15.15%
- Rental Yield: 9%
- Minimum Investment: ₹25 Lakhs
Sky One Corporate Park Pune
Viman Nagar, Pune
- Asset Value: ₹80.4 Cr
- Expected Return: 15.1%
- Rental Yield: 9.5%
- Minimum Investment: ₹25 Lakhs
Mumbai Warehousing Opportunity
Bhiwandi, Mumbai
- Asset Value: ₹66 Cr
- Expected Return: 16.4%
- Rental Yield: 8.7%
- Minimum Investment: ₹25 Lakhs
Our Partners
Invest with India's 1st Perfect Financial Planner
Meet our Founder & CEO - Mr. Vinod Prajapati
Our founder & CEO, Vinod Prajapati, has been crowned India’s first perfect planner in a rigorous contest featuring 113 esteemed financial intermediaries. Prajapati’s exceptional entry impressed the jury with its meticulous attention to detail and comprehensive approach to financial planning.
With over 10 years of valuable experience in banks and wealth management firms, and armed with a bachelor’s degree in Management Studies and CFP credentials, Prajapati brings a wealth of expertise to his role as a financial planner.
Committed to delivering exceptional service and empowering clients with informed financial decisions, Vinod remains dedicated to helping individuals and families attain financial security and prosperity.
Why Choose Millionsworth?
Expert Management
Our professionals manage every aspect of your investment, ensuring maximum returns & minimal hassle.
Access to Premium Properties
Gain access to exclusive, high-value real estate typically out of reach for individual investors.
Transparent and Secure
Enjoy a straightforward, transparent investment process with rigorous due diligence and secure transactions.
Flexible Investment Options
Start with lower capital, diversify easily, and enjoy liquidity through our user-friendly & hassle-free services.
Hear from Our Satisfied Investors 🙂
Ready to Own Your Fractional Estate?
Join the growing community of smart investors with Millionsworth Financial Services. Fill the Form to Schedule Your Consultation and know more about the investment opportunities.
Frequently Asked Questions (FAQs)
1. What is Fractional Real Estate?
Fractional real estate refers to the practice of owning a fraction or share of a property via fractional ownership platforms (FOP), allowing multiple investors to collectively own and benefit from high-value premium real estate assets.
2. How Does Fractional Real Estate Investment Work?
Investors purchase shares in a property, with ownership divided according to the amount invested. Returns, such as rental income and property appreciation, are distributed proportionally among the investors. The property you invest in is held by a Special Purpose Vehicle (SPV), essentially a private limited company. This SPV is used to raise funds, own, and manage the property efficiently. The SPV also ensures that the rental incomes are distributed to shareholders proportionate to their investments.
3. What are the Benefits of Fractional Real Estate?
Benefits include lower entry costs which enhance affordability, an opportunity to diversify investment portfolio, shared maintenance responsibilities, access to premium properties that might be unaffordable individually, and attractive rental yield.
4. What are the taxes applicable on fractional real estate investments?
There are two types of returns that an investor can earn from fractional real estate investments: rental income and capital appreciation. 1. Rental Income: - Rental income will be considered as interest income in the hands of the investors and taxed according to the investor’s tax bracket. - At the time of distribution, Tax Deducted at Source (TDS) will be deducted at 10% for resident investors and 31.2% for Non-Resident Indians (NRIs). 2. Capital Gains: - Long-term Capital Gains (LTCG): - For resident Indians, long-term capital gains tax at 20% with indexation benefit applies for a holding period of more than 2 years. - For NRIs, the holding period is more than 3 years to qualify for LTCG tax at 20% with indexation benefit. - Short-term Capital Gains (STCG): - If the holding period is less than 2 years (for residents) or 3 years (for NRIs), the gains will be considered short-term and will be added to your income for that year, taxed according to your income tax bracket. Recent Regulatory Changes: - The financial regulator, SEBI, recently issued detailed regulations for listing Small and Medium Real Estate Investment Trusts (SM REITs). - After listing, all rental incomes will be considered as dividends and taxed according to the investor’s tax bracket. - Capital gains from listed SM REITs with a holding period of more than 12 months will qualify for long-term capital gains tax at 10%.
5. Can I Sell My Fractional Ownership?
Yes, fractional ownership platforms provide access to a secondary market where existing investors can sell their ownership to new investors. However, unlike publicly traded stocks and mutual funds, real estate fractional ownership is less liquid, which may make it more challenging to sell your share in the property promptly.
6. What Types of Properties are Available for Fractional Ownership?
Fractional ownership can apply to various types of properties, including warehouses, commercial real estate, vacation homes, and more.
7. How are Returns on Fractional Real Estate Calculated?
Returns are based on rental income and property value appreciation, distributed proportionally to the shares owned by each investor.
8. What are the Risks Involved in Fractional Real Estate Investment?
As with any investment, fractional real estate carries risks, including property value fluctuations, maintenance issues, and market dynamics. Diversifying investments and thorough research can mitigate some of these risks.
9. How Do I Get Started with Fractional Real Estate Investing?
To get started, you can sign up on our platform, browse available properties, and choose the ones that align with your investment goals. Our team will guide you through the process and in understanding each and everything in detail.
10. Are There Any Fees Associated with Fractional Real Estate Investment?
Yes, there are typically management fees, and possibly other costs associated with the maintenance and administration of the property. Details of these fees will be transparently provided before you invest.
